Delete your Pennyjay account
Last updated October 10, 2026
How to delete your account and data in Pennyjay, the budgeting app from Vishal Rao (doing business as Pennyjay). There are three ways; the first is the quickest.
1. In the app
On iPhone, Android or the web app at app.pennyjay.com, go to Settings → Security → Delete account. Deletion happens immediately.
2. Without the app
If you no longer have the app, enter the email you use with Pennyjay, open the one-time link we send you (it expires in an hour), review what will be deleted, and confirm.
If you signed in with Apple and chose Hide My Email, enter the relay address Apple created for Pennyjay.
3. By email
Write to hello@pennyjay.com from the email on your account and ask us to delete it. We respond within 30 days.
4. What gets deleted
- If you’re the only member of your household, we revoke every bank connection and delete your household’s data and receipts.
- If others share your household, we delete your private accounts with their transactions and receipts, and your sign-in. Shared data stays with the household, and ownership passes to another member if you were the owner.
5. What we keep, and for how long
Some copies take longer to disappear:
- Encrypted database backups, for up to 30 days.
- Archived provider responses (used for fixing sync problems), for up to 90 days.
Deleting your account doesn’t cancel an App Store or Google Play subscription. Cancel it in your App Store subscriptions or Google Play subscriptions.
6. Want a copy first?
Before you delete your account, you can export your transactions and balances as CSV, or a full backup, in Settings in the app.
7. More about your data
Our Privacy Policy explains what we collect, how long we keep it and your other choices. Questions: hello@pennyjay.com.