Free tool
Saving for a trip, an emergency fund or a down payment? Enter the goal and the date, and see how much to set aside every paycheck to get there.
That’s November 2027.
Set aside each paycheck
$185
$4,800 to go by November 2027
Doesn’t count interest, so savings in an interest-bearing account get there a little sooner. Not financial advice.
In Pennyjay, a stash sets this money aside on top of your real balances, and safe to spend leaves it alone. See how
If you’re paid every two weeks, a monthly savings number is awkward: some months have three paychecks. Saving a fixed amount from each paycheck is easier to stick to, and the third-paycheck months get you ahead.
The money that gets saved is the money that leaves your spending pile first. Move it on payday, or earmark it so you don’t count it as spendable.
A common rule of thumb is three to six months of essential expenses. Start with a smaller first goal, like $1,000, so you reach a milestone sooner.
No. It assumes no interest, so a high-yield savings account will get you there a little sooner.
No. Everything runs in your browser.